Terms and Conditions

These terms apply to your use of homecoveragefaq.com and to calls placed to the phone number listed on this site.

Last updated October 12, 2026

1. Acceptance of these terms

By using this website or calling our phone line, you agree to these Terms and Conditions and to our Privacy Policy. If you do not agree, please do not use the site or call us.

2. Who we are and what we do

Home Coverage FAQ is a private company that operates an information website and free quote request service. When you call or send a request, we may connect you with independent local home service professionals or partner companies who can discuss your project. We are not a contractor, we do not perform or guarantee any work, and we are not an insurance company. We do not sell homeowners insurance or home warranties.

Home Coverage FAQ is not affiliated with, endorsed by, or connected to any government agency, any state or local licensing authority, or any specific product brand. Your state or local contractor licensing board can answer questions about licensing requirements where you live.

3. No guarantee of availability, price or results

Information on this site is general and educational. It is not legal, financial, engineering or insurance advice. Whether a professional is available in your area, what they quote and how a project turns out depend on your home, location, the professional and many other factors. We do not guarantee that you will receive a quote, be matched with a professional, or save money. Contractor licensing, permit and insurance requirements vary by state and locality, and you are responsible for confirming them. Examples and comparisons on this site are general, not quotes.

4. Professionals and availability

Professionals and companies you speak with are independent businesses. They are responsible for the advice, estimates and work they provide, and any agreement to hire one is a contract between you and that professional. No professional represents every service or every area. We do not endorse or guarantee any professional, and we do not offer every provider in your area. Any decision to hire is yours.

5. Compensation disclosure

Home Coverage FAQ and the professionals or partners we work with may receive compensation from each other when a call or request results from our service. You do not pay us a fee to request quotes. Compensation may affect which professionals are shown to you, so please ask any professional about their services, licensing and fees.

6. Phone calls, recording and monitoring

Calls may be recorded and monitored for quality assurance, training, compliance and recordkeeping. We will tell you at the start of a call if it is being recorded. By continuing the call you consent to the recording. If you do not want a call recorded, you may end the call.

7. Permitted use of the website

You agree not to:

  • Use the site in a way that violates any law or regulation
  • Attempt to interfere with the site, its security, or other visitors
  • Copy, scrape or reproduce site content at scale without our written permission
  • Use the site to submit false, misleading or another person's information

8. Intellectual property

The text, graphics, layout and code on this site belong to Home Coverage FAQ or its licensors and are protected by copyright and trademark law. Names of companies and brands belong to their respective owners and are used only to describe what they are.

9. Third party links and services

The site may link to websites run by others, such as state licensing boards or partner companies. We do not control those sites and are not responsible for their content or practices.

10. Disclaimer of warranties

The site and our service are provided on an "as is" and "as available" basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of accuracy, fitness for a particular purpose, and uninterrupted availability.

11. Limitation of liability

To the fullest extent permitted by law, Home Coverage FAQ and its owners, employees and partners are not liable for indirect, incidental, special or consequential damages arising from your use of the site or service, or from decisions you make about home projects, contractors or insurance, or for the work, conduct or advice of any independent professional. Nothing in these terms limits liability that cannot be limited under applicable law.

12. Changes to these terms

We may update these terms from time to time. The date at the top of this page shows when they were last revised. Continued use of the site after a change means you accept the updated terms.

13. Contact us

Questions about these terms can be sent to contact@homecoveragefaq.com or by phone at (844) 989-1880, Monday to Friday, 8 a.m. to 8 p.m. EST. Mailing address: Home Coverage FAQ, 11 Hidden Brook Dr, Brookfield, CT 06804. See also our Partners page.

Planning a home project? Request free quotes, or call us.

Monday to Friday, 8 a.m. to 8 p.m. EST

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(844) 989-1880